Updated for Ofgem rates: 1 July–30 September 2026 View methodology
Free UK whole-home planner

Know what to upgrade.
And what to skip.

Turn five simple answers into a practical home energy plan—with honest cost ranges, likely savings and the right order of work.

Explore an example
No email required About 3 minutes Private by design
YOUR HEARTHLINE PLAN
Potential annual saving £650 Estimated range £490–£810
31%less
YOUR BEST NEXT STEPSTypical scenario
1Seal the leaky edgesFrom £320 · do now£40/yr
2Top up loft insulationFrom £880 · fabric first£70/yr
3Price a solar array4.5 kWp · strong fit£610/yr
Ready for quotes?Compare verified options
Possible support£7,500Eligibility applies
Transparent inputsEvery rate is editable
Built from published UK data
Ofgemenergy prices
Energy Saving Trustcost benchmarks
GOV.UKgrants and schemes
MCSinstaller standards
A CLEARER STARTING POINT

Home upgrades are confusing.
Your plan shouldn’t be.

Hearthline looks at the building as a system, then ranks the work by urgency, fit and likely value.

01

Describe the home

Type, age, size, heating and what is already installed.

About 90 seconds
02

Stress-test the numbers

Switch between conservative, typical and optimistic scenarios.

No false precision
03

Take the next step

Save the plan, check grants and compare like-for-like quotes.

You stay in control
INSIDE YOUR PLAN

More useful than
a single payback number.

PERSONALISED ROADMAP

The right work, in the right order

Quick wins, fabric upgrades and clean technology are sequenced so one project prepares the home for the next.

NowControls + draughts
NextInsulation
LaterSolar + clean heat
SCENARIO MODELLING

ways to test the plan

Conservative, typical and optimistic—because weather and behaviour change real outcomes.

GRANT CHECK
Possible support£7,500

Current help, shown in context

Nation and heating type shape what may be available.

QUOTE-READY CHECKLIST

Know what a good quote should include

Carry a practical checklist into every installer conversation.

  • Assumptions stated
  • Performance model
  • Warranty and exclusions
  • Certification checked
EXPLORE A REALISTIC EXAMPLE

Different homes need
different answers.

See how the order changes with the building. These examples use current published benchmarks—not promises.

1930s mid-terrace · 92m²Fabric first, then generate
Strong fit
Potential saving£650/yr
First phase£4,400
Bill reduction31%
1Draughts + controlsLow cost · comfort first
2Loft + cavity wallsPrepare the fabric
34.5 kWp solar arrayStrong bill-saving fit
Illustrative only · Your result uses your own home and energy inputs.
BUILT TO BE CHECKED

Trust the method,
not the marketing.

Hearthline makes money from some partner referrals. That never changes which improvements appear first.

Read the full methodology ↗
01

Editable assumptions

Use our current defaults or replace every tariff and consumption figure with your own.

02

Ranges, not guarantees

Real homes, quotes and behaviour vary. We show uncertainty instead of hiding it.

03

Commercial separation

Recommendations are calculated before partner links are added. Paid links are clearly labelled.

04

Quarterly review cycle

Tariffs and schemes are checked every quarter; core cost benchmarks every six months.

GOOD QUESTIONS

Straight answers.

Is this an EPC assessment or installer quote?+

No. Hearthline is an early planning tool. Confirm suitability, system design, costs, savings and grant eligibility with qualified professionals.

How accurate are the savings?+

They are indicative scenarios. Your actual result depends on weather, occupancy, building fabric, system design, energy rates and how you use the home.

What happens to my answers?+

Your plan stays in this browser. We do not send your answers to a server. Clearing this site’s browser data removes the saved plan.

How does Hearthline make money?+

Some clearly labelled links may earn a referral fee when you request a quote or switch tariff. Partner payments never change your ranking or estimate.

Why should I get more than one quote?+

Design assumptions and included work vary. Comparing at least three like-for-like quotes helps expose exclusions and unrealistic performance claims.

Can I use this for an older or listed home?+

Use it only as an early guide. Historic, listed, solid-wall and damp-affected homes need building-specific moisture and conservation advice.

YOUR HOME. YOUR NUMBERS.

Make the next upgrade
the right one.

Free, private and ready in about three minutes.

Hearthline
Question 1 of 5
THE BASICS

What kind of home is it?

Property shape changes exposed walls, roof area and what is practical.

Home type
Where is the property?
THE BUILDING

How old and how large?

Age is a useful clue to likely wall construction and heat loss.

Built around
WHAT’S ALREADY THERE

Which upgrades are in place?

Choose everything you know about. “Not sure” is completely fine.

Existing improvements
HOW YOU USE ENERGY

What heats the home?

This changes running costs, grant routes and the heat-pump comparison.

Main heating type

We’ll estimate consumption from home size, age, heating and occupancy, then scale it to your bill if supplied.

Use my own unit rates +
YOUR PRIORITIES

What should the plan optimise?

Choose up to two. You can change these later.

Priorities
When would you like to act?
YOUR HEARTHLINE PLAN

A practical route to a warmer home.

Built from your home, energy and budget answers.

Potential annual saving£—Estimated range —
Current energy spend£—using your inputs
Selected investment£—within budget
Potential bill reduction—%typical scenario
Good input confidence

Add exact kWh later for a tighter estimate.

STRESS-TEST THE PLAN

Choose a scenario

10-year view£—estimated cumulative bill savings before maintenance, finance or energy-price changes
YOUR UPGRADE RUNWAY

Select the measures you want to model

QUOTE-READY CHECKLIST

Take this into every installer call

0 of 6 checked
Planning guidance, not a survey. These are indicative scenarios based on published benchmarks and your inputs—not a guarantee of suitability, cost, savings or EPC improvement. Historic, listed, solid-wall and damp-affected homes need specialist advice.
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